Business Lending

Killbuck Savings Bank Community Bankers offer competitive rates, personal service & prompt response time at your small-town bank that has the ability to service large company needs.

Commercial Real Estate Loans

Expansion, purchases and refinancing available for rental properties, construction, renovation and more.

Our commercial real estate loans cover everything from expansion, purchases, or refinances of rental properties, construction, or renovation loans — and more.

Talk to one of our Killbuck Savings Bank lenders to help find the terms right for you.


  • Competitive rates
  • Take out a commercial real estate loan to cover several needs
  • Purchase or refinance
  • Expansion
  • Construction
  • Renovation
  • Business acquisitions
  • Local service in Holmes, Knox, Wayne & Tuscarawas Counties for faster efficiency
    Attentive service with commercial real estate expertise

Business Lines of Credit

We are here to help if you have seasonal cash needs or are looking to take advantage of an opportunity.  A credit line can give you a convenient access to cash.


  • Take out a business line of credit for several needs
  • Draw what you need, as you need it
  • Up to a certain limit
  • Pay interest only on what you use
  • Local, efficient processing
  • Local expert lenders to help you at every step
  • Talk to a Killbuck Savings Bank representative today

Business Term Loans

Whether you are looking to upgrade equipment, build inventory or would just like more operating capital, we offer loans that can be tailored with terms to meet your business specific needs.

And since we are local, we’ll be right here to help you decide which terms to choose.  Let our experts provide prompt personalized service every step of the way.  Call or stop in any of our convenient locations to discuss the possibilities.


  • Competitive interest rates
  • Various terms for affordable payments
  • Personal service near you for efficiency
  • Easy application process

Term business loans can be used for many needs:

  • New or upgraded equipment
  • Marketing services
  • Software and IT products
  • More working capital
  • And more

Agricultural Loans

We offer loans for tools and equipment for crop production and several other agribusiness needs.

No matter what size your farm is, we offer several types of agricultural loans to meet your needs. Loans for tools and equipment for crop production and agribusiness, livestock, and most importantly: real estate.

Talk to one of our experts here at Killbuck Savings Bank Company, who know the community and the business, and we'll help you get started.


  • For both large and small farm operations
  • Competitive interest rates
  • Processing is local for better efficiency
  • Service from locals who understand agriculture
  • Use an agricultural loan for:
  • Crop production
  • Livestock
  • Equipment
  • Agri-business
  • Agri-real estate
  • More

Business Credit Cards

Use your card for business transactions with a direct line to your local bank, with no annual fees.

We offer two types of cards to best fit your lifestyle. Talk to a Killbuck Savings Bank Company representative to help you choose the best option.


  • Different credit cards to fit many needs
  • Visa
  • MasterCard
  • No annual fee
  • Pay for large expenses
  • Use online or in person
  • Ease record-keeping
  • Easily replaced if lost or stolen



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