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Killbuck Savings Bank Co.
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Statement of Privacy
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FACTS WHAT DOES THE KILLBUCK SAVINGS BANK COMPANY DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Account balances
  • Payment history
  • Credit history
  • Account transactions
  • Checking account information
  • When you are no longer our customer, we continue to share your information as described in this notice.

    How? All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Killbuck Savings Bank Company chooses to share; and whether you can limit this sharing.

    Reasons we can share your
    personal information
    Does The Killbuck Savings Bank Company share? Can you limit this sharing?
    For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
    For our marketing purposes- to offer our products and services to you. No We don't share
    For joint marketing with other financial companies Yes No
    For our affiliates' everyday business purposes - information about your transactions and experiences No We don't share
    For our affiliates' everyday business purposes - information about your creditworthiness. No We don't share
    For nonaffiliates to market to you No We don't share

    Questions? Call 330-276-4881 or go to www.killbuckbank.com

    What we do

    How does The Killbuck Savings Bank Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
    We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

    How does The Killbuck Savings Bank Company protect my personal information? We collect your personal information, for example, when you
    • Open an account
    • Make deposits or withdrawals from your account
    • Provide account information
    • Give us your contact information
    • Show your driver's license
    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

    Why can't I limit all sharing? Federal law gives you the right to limit only
    • sharing for affiliates' everyday business purposes - information about your creditworthiness
    • affiliates from using your information to market to you
    • sharing for nonaffiliates to market to you
    State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

    Definitions

    Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
    • The Killbuck Savings Bank Company has no affiliates.

    Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
    • The Killbuck Savings Bank Company does not share with nonaffiliates so they can market to you.

    Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
    • Our joint marketing partners include Insurance companies and Financial Services companies.

    Other Important Information

    For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

    For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

    For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

    For Vermont Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.
     
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