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Killbuck Savings Bank Co.
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Interest Rates
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For more information regarding the following rates and terms please contact a customer service representative at any of our convenient locations. Any fees incurred could reduce earnings.

Starting April 1, 2014
*APY = Annual Percentage Yield
APY in Black text is compounded Monthly.
APY in Red text is compounded Quarterly.

Account TitleTerm*APY
Eff. Yield
Interest RateMinimum Balance
Passbook Savings N/A 0.05 0.05 10.00
Regular NOW N/A 0.05 0.05 850.00
Super NOW N/A 0.05 0.05 2,000.00
Business Checking Plus N/A 0.10 0.10 N/A
Money Market Plus N/A 0.10 0.10 2,000.00
Public Fund MM+ Investment N/A Please Call 100,000.00
More information on these products:
Savings click here, Now Accounts click here, Money Markets click here.


Account TitleTerm*APY
Eff. Yield
Interest RateMinimum Balance
Liberty Money Market Tier 1 N/A 0.05 0.05 1.00-9,999.99
                                    Tier 2 N/A 0.10 0.10 10,000-24,999.99
                                    Tier 3 N/A 0.10 0.10 25,000-49,999.99
                                    Tier 4 N/A 0.15 0.15 50,000 & Over
A Liberty Money Market earns higher interest as each tier's minimum balance is met.
More information click here.


Account TitleTerm*APY
Eff. Yield
Interest RateMinimum Balance
18 Month Variable IRA N/A 0.35 0.35 25.00
IRA Savings Passbook N/A 0.10 0.10 10.00
HSA Accounts N/A 0.20 0.20 25.00
More information on IRA click here.
More information on HSA click here.
The CD interest rates can also apply to IRA accounts.


Account TitleTerm*APY
Eff. Yield
Interest RateMinimum Balance
Withdrawal Penalties for accounts opened after 10-1-83
A. Equal to one month's interest for accounts with an initial maturity of one year or less.
B. Equal to 90 days interest for accounts with a maturity of more than one year.
(Note: These are minimum required penalties.)
Certificate of Deposit Less Than 30 Days 0.15 0.15 500.00
Certificate of Deposit 30-89 Days 0.15 0.15 500.00
Certificate of Deposit 90-179 Days 0.15 0.15 500.00
Certificate of Deposit 180-364 Days 0.20 0.20 500.00
Certificate of Deposit One year 0.25 0.25 500.00
Certificate of Deposit Two Years 0.40 0.40 500.00
Certificate of Deposit Three Years 0.60 0.60 500.00
Certificate of Deposit Four Years 0.80 0.80 500.00
Certificate of Deposit Five Years 1.06 1.05 500.00
More information on CD's.
The CD interest rates can also apply to IRA accounts.


Account Title/ CD specialsTerm*APY
Eff. Yield
Interest Rate Minimum Balance
Withdrawal Penalties for accounts opened after 10-1-83
A. Equal to one month's interest for accounts with an initial maturity of one year or less.
B. Equal to 90 days interest for accounts with a maturity of more than one year.
(Note: These are minimum required penalties.)
Performance Plus Add On CD 13 Month 0.30 0.30 5,000.00
Performance Plus Add On CD 18 Month 0.40 0.40 2,000.00
Performance Plus Add On CD 30 Month 0.50 0.50 2,000.00
Additional deposits can be made in the amount of $100.00 or more; however, the
aggregate total of the deposits can not exceed the original amount of the certificate.
More information on CD's click here.
The CD interest rates can also apply to IRA accounts.


Account TitleTerm*APY
Eff. Yield
Interest RateMinimum Balance
Withdrawal Penalties for accounts opened after 10-1-83
A. Equal to one month's interest for accounts with an initial maturity of one year or less.
B. Equal to 90 days interest for accounts with a maturity of more than one year.
(Note: These are minimum required penalties.)
JUMBO CD INTEREST RATES 30 Days 0.15 0.15 100,000.00
JUMBO CD INTEREST RATES 60 Days 0.15 0.15 100,000.00
JUMBO CD INTEREST RATES 90 Days 0.15 0.15 100,000.00
JUMBO CD INTEREST RATES 120 Days 0.20 0.20 100,000.00
JUMBO CD INTEREST RATES 180 Days 0.25 0.25 100,000.00
JUMBO CD INTEREST RATES 1 Year 0.30 0.30 100,000.00
JUMBO CD INTEREST RATES 2 Year 0.45 0.45 100,000.00
JUMBO CD INTEREST RATES 3 Year 0.65 0.65 100,000.00
JUMBO CD INTEREST RATES 4 Year 0.80 0.80 100,000.00
JUMBO CD INTEREST RATES 5 Year 1.06 1.05 100,000.00
The CD interest rates can also apply to IRA accounts.
More information on CD's click here.
 
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