Our checking account options give you the
convenience and flexibility you deserve.
|More Details||Monthly Fee||Service Fees||
To Avoid Fees
|Interest||ATM/ Debit Card|
|Regular Checking||Info||$4||$ .10 per debit||$400 or $1,000 in CD||No||Yes|
Our Personal Checking account is a convenient way to do your personal banking, with low monthly balance requirements and service fees. A "regular statement" is provided. E-Statements are available upon request.
Monthly Maintenance Fee: $4.00.
Check Protection is an overdraft protection service available to our customers. It works as an automatic transfer from a Personal Passbook Savings or Money Market Accounts to a checking account to cover potential overdrafts. Check Protection is available to customers in good standing with the bank who have a checking account as well as a savings or money market account. Sorry, it is NOT available for corporations or partnerships. Check Protection transfers are included in the "six draws per month" limit on money market and savings accounts.
Have you "Opted In" yet? Click here for our convenient Opt In form.
If you have your payroll, pension, or social security directly deposited into your checking, then this account is right for you. A "basic statement" is provided. E-Statements are available upon request.
** All loans are subject to approval. Rate discount does not apply to mortgage or business loans.
|Now||Info||$6||$ .10 per debit||$850||Yes||Yes|
If you carry a high balance in your checking account(s) and want to earn interest on your money, then a NOW account would be an ideal choice for you. Interest rates are comparable to the rates many banks pay on savings accounts. Click here to see the current interest rate. Any fees incurred could reduce earnings. A "regular statement" is provided. E-Statements are available upon request.
Monthly Maintenance Fee: $6.00
Senior Checking - Free Checking
If you are 60 years of age or older, then our Senior Checking Account is the one for you.
Available for fulltime students under 24 years of age. There are no minimum balance requirements and no maintenance or service fees. Free Online Bill Pay and E-Statements are available upon request. The account holder is provided with a "basic statement." When the account holder reaches 24 years of age the account will be converted to a Regular Personal Checking Account.
Super NOW Account
These accounts carry an interest rate comparable to the rate many banks pay on savings accounts. Unlike some banks, our Super NOW Account pays interest on ALL balances. Click here to see the current interest rate. Any fees incurred could reduce earnings. A "regular statement" is provided. E-Statements are available upon request.
Monthly Maintenance Fee: $7.00
Statement Formats: We now offer monthly statements in several formats:
- Basic Statement - a detailed paper statement without check images.
- E-Statements - electronically delivered statement to your home or business computer which includes check images.
- Regular Statement - paper statement with check images.
Online Bill Pay is available with each of our checking accounts. This service is free for the first six months, after which there is a $6.95 per month fee, plus $ .35 fee for every transaction exceeding ten transactions. *Online Bill Pay is free with a Killbuck Direct checking account.