Lending

Whether you're buying a new house, financing your next vehicle or acquiring funding for another purpose, you'll receive personal attention from a lending team that's dedicated to providing our neighbors with exceptional service.

Home Mortgage Loans

When it's time to make your next move, we're ready to help you every step of the way. Our friendly Mortgage Loan team can offer insight into the local housing market, explain your financing options and walk you through the application process from start to closing.

• Choice of fixed-rate and adjustable-rate loans
  
• Competitive interest rates
  
• Personalized local service and fast decision-making
• Refinancing options available   

Ohio Homebuyer Savings Account

Unlock your dream of owning a home with the with this new program  designed to assist Ohio residents with homeownership. "To own a home in Ohio is to invest in Ohio." The Killbuck Savings Bank is proud to offer this program for Ohioans. To learn more, click here. 

Welcome Home Loan 

We can help you to apply and provide support through the process.  Talk with one of our Mortgage Lenders to learn more about the "Welcome Home Loan" grant program from the Federal Home Loan Bank of Cincinnati.   

Construction Loans

Let us lay the foundation for your custom-built dream home. Bring us your design plans and we'll work with you to arrange financing for every phase of the construction process.

• Easy application process
  
• Competitive interest rates
  
• Pay interest only during the building phase
  
• Local service and underwriting for more efficient processing
  
• One-on-one service every step of the way

Home Equity Loans

Use the equity you've built up in your home to obtain an attractive loan. While remodeling projects are popular, the opportunities are endless. You can also cover higher education costs, make major purchases, pay medical bills and much more.

• Loan limits depend on the equity you have in your home (current market value minus your mortgage balance)
  
• Competitive interest rates and low closing costs
  
• Flexible repayment terms
  
• Fast approval process
  
• Friendly, attentive service from start to finish