Business Checking

Full-service accounts drive your business forward

Technology has changed the face of many businesses - and our checking services as well. Our commercial accounts all hold the line on monthly costs. Just as importantly, they all feature digital tools that facilitate efficient money management, improved cash flow, streamlined bill payments and fast access to financial data. When you open an account with us, we'll buy back your debit cards and unused checks from another financial institution*. Plus, we'll give you a thank-you gift for doing business with us.

  • FREE online banking and electronic bill pay
  • FREE mobile banking and mobile check deposit
  • FREE eStatements make your financial data quickly available for deeper analysis
  • FREE debit card
  • Access to full suite of cash management services
  • Access to a nationwide ATM network

Commercial Checking

Bigger businesses have more complex banking needs. This account helps busy companies keep transaction costs under control.
  • Designed for businesses with more than 1,000 monthly transactions
  • Low fee of $0.15 per transaction
  • Earnings credit allowance on deposit balances may offset activity fees
  • Only $15 monthly maintenance charge

Business Interest Checking

For a small business or community organization, every dollar counts. This account provides you with an additional revenue source.
  • Designed for sole proprietorships and not-for-profit groups
  • 1,000 FREE monthly transaction items
  • Competitive interest paid on account balances
  • Only $1,500 minimum balance to avoid a low monthly maintenance charge of $8

Completely Free Business Checking

Cost-conscious businesses are always looking for ways to reduce overhead. This account eliminates fees while offering access to high-performance banking tools.
  • 1,000 FREE monthly transactions
  • No minimum balance
  • No monthly maintenance charge
*You will receive a gift as advertised as a bonus when you open the account. This gift can be substituted by a gift of similar value at the Bank's discretion. In addition to the gift as advertised when you open the account, you can also receive, as a bonus, up to $10.00 when you present your debit card(s) and/or checks from your former financial institution. To earn this bonus, for consumer checking accounts, we will bonus a $2.00 credit to your new account for each pad of unused checks and each debit card up to a total of $10.00. To earn this bonus, for commercial checking accounts, we will bonus a $10.00 credit to your new account for any amount of unused checks or old debit cards presented for business accounts at a prior financial institution. 

Bank Anywhere with KSB Mobile

View account activity, deposit checks, transfer funds, and pay bills. 

Mobile Banking & App