couch in a living room

Personal Checking

All our accounts take "convenient" to another level

Everyone talks about offering services that fit your lifestyle.  At Killbuck Savings Bank, we deliver on that promise with checking options that provide the basics and much more.  Whether you're looking to cut expenses, take advantage of digital banking options or generate extra income, we offer a variety of accounts designed to make your life a little easier. 

  • Free debit card
  • Free online banking and electronic bill pay
  • Free mobile banking and mobile check deposit
  • Free e Statements
  • Free direct deposit
  • Access to a nationwide ATM network
  • Free thank you gift*
We will even buy back your debit cards and unused checks from another financial institution. *

Prestige Interest Checking

Extra effort pays off.  When you keep a higher balance, you increase your earning potential.

  • Higher interest rates for balances of $1,500 or more
  • Competitive rates paid on balances below $1,500
  • Low $8 maintenance charge for months when balance falls below $1,500
  • Free basic checks

50-Plus Interest Checking

Stretch your dollars as far as possible.  If you're age 50 or older, you can say good-bye to fees and hello to extra earnings.

  • Earn competitive interest
  • No minimum balance
  • No monthly maintenance charge
  • Free basic checks

Direct Interest Checking

Ready to make some easy money?  All you have to do is sign up for direct deposit or any automatic payment.  

  • Earn competitive interest
  • No minimum balance
  • No monthly maintenance charge
  • Free first box of basic checks

Completely Free Checking**

No fees or hidden costs, get access to our high-performance money management tools without spending a single dollar.

  • No monthly service charge
  • No minimum balance
  • Free first box of basic checks
*You will receive a gift as advertised as a bonus when you open the account. This gift can be substituted by a gift of similar value at the Bank's discretion. In addition to the gift as advertised when you open the account, you can also receive, as a bonus, up to $10.00 when you present your debit card(s) and/or checks from your former financial institution. To earn this bonus, for consumer checking accounts, we will bonus a $2.00 credit to your new account for each pad of unused checks and each debit card up to a total of $10.00. To earn
this bonus, for commercial checking accounts, we will bonus a $10.00 credit to your new account for any amount of unused checks or old debit cards presented for business accounts at a prior financial institution.
**Other fees such as non-sufficient funds, overdraft, etc. may apply.  See fee schedule for details.  Minimum opening deposit is only $50.  Ask us for details.  Free gift provided at the time of account opening.  We reserve the right to substitute a gift of similar value.   Bank rules and regulations apply.

deck with the sun shining

Welcome Home Loan 2023

(The second round of Welcome Home funds for this year is now closed.) Helping to create homeownership, the Federal Home Loan Bank (FHLB) of Cincinnati Welcome Home Loan program provides a grant for qualified homebuyers with up to $15,000 of assistance toward the down payment and/or closing costs of a new home.  A great opportunity if you've ever dreamed of owning your first home or if you're looking to purchase a new home!  Click here to find out more.